Mortgage lenders generally require a mortgage valuation to be carried out upon the property you are purchasing. This type of valuation is typically quite basic and the lender may not always share this report with you.
For most purchases, it is prudent to have a more detailed survey carried out, specifically for you, which could pick up on any issues with the property. This could highlight potential future liabilities to avoid unexpected and costly bills down the line; importantly prior to Exchange of Contracts.
There are two main types of independent survey; a Homebuyers Survey or a Full Structural Survey. KLC Mortgages has built excellent relationships with trusted local surveyors with whom we can put you in touch.
This service is offered by referral to a third party
KLC Mortgages Ltd, trading as KLC Mortgages, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. KLC Mortgages Ltd is registered in England and Wales with company number 15397770. Registered Office: 7 Bell Yard, London, WC2A 2JR.
The guidance and or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. The firm does not charge a fee for mortgage advice